Bad Credit Loans UK

We believe having poor credit alone should not stop you from accessing affordable loans within your means. You should not have funds withheld from you just for having a bad or poor credit score. At Street UK we aim to give out our £200-£2000 loans fairly and ethically.  

You can apply for a loan on our website or in one of our branches in Birmingham, Walsall or Wolverhampton. Street UK operates as a not-for-profit company, meaning our prices are fair and responsible, and we only charge what we need to deliver the service to the local community in the West Midlands. 

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Have you struggled in the past to get a loan because of external factors outside of your control? As a direct lender we can offer loans with no unfair charges or costs, and customers leverage our pay weekly loans for bad credit. We pride ourselves on being an ethical, responsible and reasonable direct lender. 

Apply for a loan for bad credit today
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4 steps to your loan

4 Steps To Your Loan

Why Street UK for small and affordable bad credit loan?


No Hidden Fees


Online or branch applications


Friendly staff who look beyond your credit history


Excellent Customer Service Team on hand to help with whatever questions you may have


Online Customer portal; Manage your loan at your own convenience


Street UK is a not-for-profit social enterprise; our interest rates are set to cover the cost of your loan and anything above this is reinvested in the company to help more customers just like you.

Can you get a direct loan if you’ve got bad credit?

We look at a lot more than an applicants credit history, we take into account multiple factors and are considered a responsible lender. So as long as we think you can afford the repayments, we should approve your direct loan between £200 – £2000.

We aim to provide you with the best rates in the market, meaning we are as transparent as possible with our interest rate and APR, we even openly compare ourselves to other major lenders.

Having bad credit can increase your likelihood of being rejected for a loan, however, we have support in place to help those that can’t afford the monthly repayments of a direct loan, which is one of the reasons why we consider ourselves an ethical lender.

What loan amounts do you offer for bad credit?

Street UK offer a wide range of monetary loans, ranging from £200, £1000, £1500 and £2000 all available for to those with bad credit, providing you can afford the weekly repayments.

What is a bad credit loan?

‘Bad credit’ can mean a lot of things, but in general, someone with bad credit has suffered financially and has not been able to make repayments on loans or bills, and in turn they may struggle to access mainstream credit such as credit cards and loans.

94% of our customers rate our service as good or excellent

Street UK aims to ensure a comfortable, positive experience for all our customers and we are always looking to improve our loan provider services. We welcome reviews from those we work with and are proud to display honest loan reviews from our customers.