For twenty years Street UK has been offering a short term loan alternative to those who might not be able to get credit elsewhere. We are responsible and ethical lenders who offer security and benefits to those who borrow from us.
So what are the key benefits to taking out a Street UK loan over other similar loan providers?
Our prices are fair and responsible. Charges only cover the cost of delivering the service to the local community. We have branches in towns and cities across the West Midlands and our reputation as a community lender is of great importance to us.
No penalty interest
We do not charge any penalty interest. We work with our customers before the loan is delivered to ensure they can pay it back in a way that suits them. If you do not pass our affordability test, we won’t be able to lend to you. We will, however, try to assist you in other ways.
Flexible repayment options
We are able to take repayments to suit you, either weekly, fortnightly, four-weekly or monthly. It is important to us that all our customers are comfortable with their repayment plan.
Budgeting advice and support
During and after the application process we will provide you with useful advice and tips on how to manage your money more effectively. We may also direct you to organisations that specialise in budget support.
Cheaper than payday loans and doorstep loans
As a not-for-profit social enterprise, our charges only cover the cost of providing the service to you. We are also a direct lender, not a broker, which means we can offer loans with no unfair charges or costs.
No continuous payment
We do not use Continuous Payment Authority (CPA) to process your repayments. All our loan repayments are taken via direct debit, affording you peace of mind and no surprises. You will always know when the next payment is due and how much it will be.
Ready to apply?
If other loan options do not suit your situation, or you feel a Street UK is the best solution, why not fill out our loan application to see how we can help you?